If nothing else, the recent financial crisis has opened our eyes to the dangers of excessive credit card debt. Many consumers have long considered credit card debt part of life but when unemployment rises and foreclosures are festering, credit card debt seems like a nasty and preventable sore. Now many of us are wondering how […]
An individual’s credit score is often the key to obtaining loans, mortgages, and other sources of funds. It matters not only because it makes it possible to gain credit approval, but also because it is used to determine the borrower’s interest rate, credit limit, and other credit terms. Many are familiar with this number, but […]
If your family is anything like the majority of American families, you likely carry around multiple pieces of plastic; small, rectangular pieces of plastic with numbers and other coding that allow you, the consumer, to purchase most anything at will simply by swiping the plastic through a reader. And, like most other American families, you […]
Do you only make your minimum credit card payment? Do you want to pay off your debts faster?
Find out how taking stock of my circumstances helped my family save $300 each month.
Where should you begin with your family budget? How can you decide what to do with the money that comes in and the money you need to go out? Find out these basics and how to start paying off your debts and saving some money.