They say sometimes fact is stranger than fiction and there may be nothing more strange than this that you will read today. In fiction you read about things like debtors prison, the goal and other forms of punishment for a variety of offenses including unpaid debts. You also read about the sensational organized crime […]
Many of us go shopping for the best possible credit card, looking for interest rates trying to avoid fees and charges and hopefully finding some great rewards to benefit our family. Sometimes we contact our bank or stores in order to shop for those credit cards that we will really use. I guess it should […]
Have you ever noticed how hospitals and newspapers will post news of certain events in our lives. There are the pictures of the newborn babies, an obituary in the newspaper which can be a huge source of information for those who participate in credit card fraud or identity theft. If you have had a recent […]
I did have one piece of advice, and that was before undertaking a bankruptcy of any type
As you periodically review your credit report, whether it be monthly or yearly, you may come across simple errors in information or incorrect reports of credit that you may have received. There are two ways to correct or “dispute” this information. One is online and the other in writing. If you need a credit report […]
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Identity Theft Insurance: What is It? and Do YOU Need It?
The CARD Act is meant to protect consumers but many credit card companies have insisted that the CARD ACT will actually penalize consumers. Will it?
Do you only make your minimum credit card payment? Do you want to pay off your debts faster?
How the FCRA works, why the Fair Credit Reporting Act is Important, how this law protects you and how you can use it.