Does your credit score and personal credit record concern you? They worry many, and for good reason. A low credit score can lead to low favorability with lenders, high interest rates and, if the score is exceptionally low, can completely block a consumer from obtaining even the simplest credit, such as a credit card. But […]
Have you ever noticed how hospitals and newspapers will post news of certain events in our lives. There are the pictures of the newborn babies, an obituary in the newspaper which can be a huge source of information for those who participate in credit card fraud or identity theft. If you have had a recent […]
An individual’s credit score is often the key to obtaining loans, mortgages, and other sources of funds. It matters not only because it makes it possible to gain credit approval, but also because it is used to determine the borrower’s interest rate, credit limit, and other credit terms. Many are familiar with this number, but […]
5 Steps to Dispute Errors on Your Credit Report and sample letter
How the FCRA works, why the Fair Credit Reporting Act is Important, how this law protects you and how you can use it.