No fee Serve From American Express: Serves up more than most prepaid and debit cards

No fee Serve From American Express: Serves up more than most prepaid and debit cards like roadside assistance and other rewards

Are rewards cards really rewarding?

There are a great many “rewards” cards available to you.   Most of them are free to join, while other may have a fee.  But are rewards cards really rewarding? What are rewards cards?   Rewards cards are cards from stores, financial providers, restaurants, and services that offer you some sort of incentive for using (Continue Reading…);

Get your bills, debts, credit cards and more organized with the free service Manilla

What is Manilla? Manilla is a free web based service that helps consumers better manage all of their household accounts, including financial, utilities, subscriptions and travel rewards programs, in one secure place online. Under a single password, Manilla provides customers with an automated, organized view of all of their account information, text and/or email reminders (Continue Reading…);

A whole new twist on “shopping for a new credit card”

Many of us go shopping for the best possible credit card, looking for interest rates trying to avoid fees and charges and hopefully finding some great rewards to benefit our family. Sometimes we contact our bank or stores in order to shop for those credit cards that we will really use. I guess it should (Continue Reading…);

Introducing the FREE American Express prepaid card

  Do you hate entering your credit card information when you are ordering things online?  Or maybe like me you have an older child away at college and you would like to send them a little money now and then without the trouble of a check that they need to go cash.  That’s where pre-paid (Continue Reading…);

Small credit card charges add up to big credit card fraud

Consumers are warned by consumer protection organizations and their credit/debit card providers to carefully check their credit card statements for discrepancies. In decades past, most of use would have only pulled out a credit card for larger purchases. But now with so many credit card rewards programs going on, some of use credit cards much (Continue Reading…);

Pre-paid debit card uses, advantages and disadvantages

My son attends college out of state and let’s face it college students need all the financial assistance they can get.  However, there are long delays between the time you would like to help your college aged student and when they actually get the money when you look at all the time it takes for (Continue Reading…);

Get a $50 Credit on your SonyCard statement after your first purchase.

Get a $50 Credit on your SonyCard statement after your first purchase.   Just one purchase and you can get a 50.00 credit.  If you only spend 50.00 it’s like shopping for free!  You continue to earn rewards as you use your card (remember the trick to a program like this is to pay it (Continue Reading…);

Obama’s Credit CARD Act: Are You Reaping the Benefits?

Credit Cards

If your family is anything like the majority of American families, you likely carry around multiple pieces of plastic; small, rectangular pieces of plastic with numbers and other coding that allow you, the consumer, to purchase most anything at will simply by swiping the plastic through a reader. And, like most other American families, you (Continue Reading…);

Pay Down that Debt, but How?

Did your New Years’ resolutions include improving your family’s financial condition? If they did, there is a good chance that one of those promises was to reduce your overall debt burden. And while debt reduction is certainly a worthwhile goal, many are unsure how they should approach the problem. Does it make more sense to (Continue Reading…);

Credit Card & Interest Free Offers: The Big Risks in the Teeny Tiny Print

Before you take advantage of no interest deals from retailers or get lulled into thinking that credit cards are now your friends, check out these credit myths.

Small Credit Card Charges Equal Big Credit Card Scam

Are we really paying attention to those small numbers on our credit card statements? As a whole, apparently we are not and scammers knew it all along.

Paying Off Credit Card Debt: Minimum Payments Maximize Debt

Do you only make your minimum credit card payment? Do you want to pay off your debts faster?

The basics of the Fair Debt Reporting Act

How the FCRA works, why the Fair Credit Reporting Act is Important, how this law protects you and how you can use it.