Saving for Tomorrow, Living for Today
Welcome to Money Saving Parent! If you’re new here, you may want to subscribe to receive daily email updates. You can also join us on Facebook! Thanks for visiting!Higher education costs are not cheap. Even if a student selects a state- supported school, the cost of attending for at least four years can deplete a (Continue Reading…);
Savings rates on bank accounts have been low for some time. Almost daily, we hear about record- low interest rates and how these low rates are making it easier for consumers to borrow at the lowest interest possible. Without a doubt, it is a great time to be a borrower, but low interest on loans (Continue Reading…);
Does your credit score and personal credit record concern you? They worry many, and for good reason. A low credit score can lead to low favorability with lenders, high interest rates and, if the score is exceptionally low, can completely block a consumer from obtaining even the simplest credit, such as a credit card. But (Continue Reading…);
Children need guidance and direction in most all areas but one that is often neglected by both schools and parents is the subject of money management. Schools at all pre- college levels barely touch the subject of personal finance and the topic is often pushed aside by parents because it isn’t considered as immediately pressing (Continue Reading…);
Tax time is getting closer and for those who either dislike filing taxes or would prefer a little guidance, a tax service can prove itself a godsend this time of year. The selections are many, but one that offers guaranteed results for a low-cost is TaxACT, a tax software ready to help taxpayers reduce taxable (Continue Reading…);
Where do you turn when you need to borrow money for a new or existing home? Most people contact their local bank or credit union, but there are hundreds of online lenders that can often match or beat the interest rate and terms of local financial institutions. The largest of them all is Quicken Loans, (Continue Reading…);
Tax preparation is certainly no pleasure. It takes time to gather up w-2 and 1099 forms, sort through brokerage records, find deductible interest statements, and then assemble everything together for IRS submission. The process gets more complicated and frustrating with business ownership, rental properties, and other factors. Using a tax software service can make a (Continue Reading…);
Filing taxes can take time and patience and this is particularly true when tax filing is more complicated due to deductions, home businesses, and other factors. It can take a long time to sift through so many different online tax sources to find answers to questions, but one company ready to make your tax filing (Continue Reading…);
Did you know about all these advantages to using Turbo Tax? TurboTax Military Edition: E-6 to E-10 & Officer, $24.99 federal (state additional), start now. Estimate your 2012 tax refund with TaxCaster Bigger, Better College Tax Credit Video: 2012 Tax Tips for Students Start TurboTax FREE with the Federal Free Edition. It’s your money. Keep (Continue Reading…);
Checking accounts are essential for depositing checks, writing drafts, and otherwise paying for everyday expenses and monthly bills. The problem with most checking accounts is that they are nothing more than holding places for money. Most do not earn any interest and worse, a large percentage charge monthly service fees. If a checking account (Continue Reading…);
By now, everyone is more than familiar with the so- called “Fiscal Cliff” that may become reality on December 31, 2012. The year- end deadline marks the beginning of automatic tax increases and government spending cuts ready to take effect unless President Obama and the Congress can work out their differences and salvage a last- (Continue Reading…);
“I’ve always known that when your dad and I get old, that you will be the one to take care of us. I can see your kids pushing our wheelchairs.” Scary words coming from your 60 something year old parent’s mouth aren’t they? It seems that sometimes I just can’t picture my parents being in (Continue Reading…);
