Credit Sesame: Your Complete Online Credit Service

Welcome to Money Saving Parent! If you’re new here, you may want to subscribe to receive daily email updates. You can also join us on Facebook! Thanks for visiting! Does your credit score and personal credit record concern you? They worry many, and for good reason. A low credit score can lead to low favorability (Continue Reading…);

A whole new twist on “shopping for a new credit card”

Many of us go shopping for the best possible credit card, looking for interest rates trying to avoid fees and charges and hopefully finding some great rewards to benefit our family. Sometimes we contact our bank or stores in order to shop for those credit cards that we will really use. I guess it should (Continue Reading…);

Life events are a good reason to check your credit report

Have you ever noticed how hospitals and newspapers will post news of certain events in our lives.  There are the pictures of the newborn babies, an obituary in the newspaper which can be a huge source of information for those who participate in credit card fraud or identity theft.   If you have had a recent (Continue Reading…);

Steps for disputing your credit report with sample letter

As you periodically review your credit report, whether it be monthly or yearly, you may come across simple errors in information or incorrect reports of credit that you may have received. There are two ways to correct or “dispute” this information. One is online and the other in writing. If you need a credit report (Continue Reading…);

CreditSesame: Free Credit Score and so much more!

CreditSesame.com could just be the best way to manage your credit, loans and debt – and it’s free! Here is what it has to offer: a free online personal finance tool that provides the best way for consumers to securely monitor their credit and save money on debt. patent pending analytics engine, developed by scientists (Continue Reading…);

CreditSesame – Free Credit Score!

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy! The Credit Sesame affiliate program provides top performing creative and a 30-day cookie (Continue Reading…);

Protect Your Credit Score with Identity Theft Monitoring

Economic times have been difficult the past several years and because of this, it has become more and more difficult to gain approval for credit. Even smaller loans and credit cards present approval challenges as banks and other financial institutions clamp down and demand cleaner credit scores than ever before.   We all know the (Continue Reading…);

The first step in preventing identity theft and protecting your money

There are lots of ways to save money.  We can use coupons. We can shop for the best possible price.  We can set money aside each month to be direct deposited to your savings account.  But did you ever stop to think that protecting yourself from identity theft would also save you money and your (Continue Reading…);

$69 for a red 12.1-megapixel ViviCam T328 digital camera, accessories and shipping ($130 value)

Vivitar Digital Camera Limited Quantity: $69 for a 12.1-megapixel digital camera and accessories, shipping included ($130 value) Expires 11:59 PM – Oct 07, 2011 Take your best holiday shot!  Just in time for Halloween, Thanksgiving and Christmas photos (or you could give it away as a gift . . .nahhhh) Get a red 12.1-megapixel digital (Continue Reading…);

FICO Score: How is it Computed?

FICO Score

An individual’s credit score is often the key to obtaining loans, mortgages, and other sources of funds. It matters not only because it makes it possible to gain credit approval, but also because it is used to determine the borrower’s interest rate, credit limit, and other credit terms. Many are familiar with this number, but (Continue Reading…);

What You Need to Know About Credit Monitoring

What You Need to Know About Credit Monitoring

5 Steps to Dispute Errors on Your Credit Report

5 Steps to Dispute Errors on Your Credit Report and sample letter

The basics of the Fair Debt Reporting Act

How the FCRA works, why the Fair Credit Reporting Act is Important, how this law protects you and how you can use it.